How Vousfinancer optimized lead capture thanks to AI?

100% response rate, 24/7 availability and highly personalized qualification: the AI revolution serving a network of mortgage and financing brokers.

The structural challenge


With more than 120 branches and 350 employees, Vousfinancer is a major brokerage player. In a real estate market shaped by high volatility and customers looking for immediate answers, the ability to handle a financing request within the first few minutes has become the number one differentiator. 

The challenge: maintain a premium welcome experience while absorbing increasingly digital and asynchronous flows.

Initial observation

Lead leakage outside business hours

A potential customer simulating a loan on a Sunday evening had to wait until Monday morning to be contacted. In a competitive market, this delay often means the prospect is lost to competitors.

A rigid commercial conversion funnel

Static forms discouraged customers from completing their financing requests.

No systematic feedback on lead quality to Google Ads

The lack of structured feedback to the Google Ads platform limited algorithmic learning and therefore reduced targeting efficiency.

A time and energy intensive manual qualification

Branch advisors spent valuable time filtering incomplete or out of criteria requests (insufficient down payment, out of scope geographic area), at the expense of customer advice. This created mental fatigue that gradually demotivated lead processing.

A brand image to revitalize

To attract new talent and independent brokers, the brand also needed to prove its technological edge.

The solution: an AI Assistant specialized in mortgage credit

SoWhat AI deployed a conversational AI Assistant managing different scenarios. It replaces the form and the first phone calls to help prioritize requests and deliver personalized follow-up across all cases.

What changed concretely:
operational excellence

For the customer

Personalized experience and reassurance:

24/7 availability: AI starts the conversation at the exact moment the user is available (evenings, weekends).

Form-free journey: for a mortgage request, the AI Assistant qualifies the prospect’s project through a personalized, smooth and fast dialogue.

Smart geolocation: the AI Assistant automatically routes the prospect to the branch closest to their real estate project or place of residence.

Direct appointment booking:  the AI Assistant suggests a callback slot or an in-person meeting, creating an immediate bridge between digital and human.

For branch directors and franchisees

Multiplied productivity:

Improved CPC and CPL thanks to automated Google Ads learning: with pre-qualification via the Assistant, the Google Ads platform is systematically enriched with the quality signal of 100% of leads, enabling continuous improvement of ad targeting, resulting in consistently optimized CPC and CPL.

No more administrative sorting: branches receive enriched contact records, where essential criteria (income, down payment, project, professional experience) are collected.

Boosted engagement: teams focus on sales and advisory work where their value is highest, leaving first-level tasks to the Assistant.

80% customer satisfaction: more than 80% customer satisfaction across more than 25,000 customer feedback responses.

 Trustworthy AI for a regulated industry

In the sensitive credit sector, security and compliance are non-negotiable. The SoWhat AI solution was validated for:

Data protection (GDPR): rigorous handling of collected personal and financial information.

API-first approach: seamless integration with the Vousfinancer digital ecosystem for real-time data flows.

Sobriety and ethics: use of optimized NLP (Natural Language Processing) models, ensuring relevant answers without the energy footprint of unsupervised LLMs.

Human at the center: the AI Assistant does not replace the broker, it prepares them for a successful customer meeting by providing all key case information upfront.

Business impact

Measurable economic performance

Metrics

Lead capture rate

Time to first response

Project qualification

Innovation brand image

Before SoWhat AI

Partial (business hours)

Several hours/days

Inconsistent

Standard

With SoWhat AI

100% (24/7)

Instant

Standardized and precise

Technology leader

Impact

Total

Immediate

High quality

Differentiating

Features List
Basic Features

Number of Employees

Countries Supported

Payroll & Tax Automation

Contract Templates

Premium Features

Benefits Administration

Onboarding Support

SLA Guarantee

Custom Integration

Starter

$99

/per user/per month

Get Started

Growth

$129

/per user/per month

Get Started

Enterprise

$159

/per user/per month

Get Started

Features List
Basic Features

Number of Employees

Countries Supported

Payroll & Tax Automation

Contract Templates

Premium Features

Benefits Administration

Onboarding Support

SLA Guarantee

Custom Integration

Starter

$99

/per user/per month

Get Started

Growth

$129

/per user/per month

Get Started

Enterprise

$159

/per user/per month

Get Started

Keys to success: a vision carried by the network

The project’s success is built on three pillars:

Leadership from the management team: a clear ambition from Vousfinancer CEO Julie Bachet to modernize the brokerage profession.

Field adoption: franchisees immediately saw the value of receiving leads that were already "pre-digested" and qualified.

Continuous improvement: SoWhat AI analytics dashboards make it possible to track performance by region and adjust conversation scenarios based on real estate market trends.

Do you want to transform your organization and boost conversion like Vousfinancer?

Do not leave any lead without an answer.

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